Pricing Americans Out
hen the Mental Health Parity Act was forced through Congress in 1996 by Senator Pete Domenici as an attachment to a virtually disrelated Senate spending bill, planned hearings scheduled for one week later were circumvented.
- An in-depth study published by the American Legislative Exchange Council found that as many as 25.2% of the nations 40.3 million uninsured are without health insurance because of mandated benefits.
- A study conducted by the educational foundation of the 600,000-member National Federation of Independent Business found that state benefit mandates currently on the books can increase premiums by as much as 30 percent.
- An analysis conducted in November 1997 by the Lewin Group for the American Association of Health Plans estimated that each one percent increase in private insurance premiums for employers will be associated with a 400,000 increase in the number of persons without insurance.
- Citizens for a Sound Economy found in a study that the cost of mandated benefits also prevents one in five firms from offering health insurance to its employees.
|The rise in the percent of Americans, from birth to age 64, without health insurance, from 1987 to 1995.|
|Drop in percentage of family health insurance fully financed by their employer, from 1988 to 1995.|
|The Drop in the percentage of a single employee coverage fully financed by their employers, between 1988 and 1995.|
|* Based on a standard family policy, without mandates, costing $3,500 per year.|